If you've received a shutoff notice from your utility company, act immediately to protect your home and family. You have a short window to respond and avoid disruption of your gas and electric service. HomeLeafs is here to guide you through the process.
Based on federal consumer protection law and HUD/CFPB public guidance · Last reviewed July 2026
The Direct Answer
In the next 24-48 hours, contact your utility company to discuss possible payment arrangements and inform them of your intention to apply for assistance. This initial conversation can help prevent shutoff while you explore options like the Low-Income Home Energy Assistance Program (LIHEAP).
LIHEAP provides financial assistance to low-income households to help pay for energy costs, and eligibility varies by state. You can find your local LIHEAP office through the Department of Health and Human Services website or by calling the National Energy Assistance Referral hotline.
Do not ignore a shutoff notice, as this can lead to additional fees and complications. If you're behind on payments, do not make a partial payment without first speaking with your utility company, as this may restart the shutoff process.
Understanding Your Rights
Your utility company must provide you with a written notice before shutting off your service, which includes information on the amount owed, payment due date, and available assistance programs. Review this notice carefully and keep a record of all correspondence. If you believe the notice is incorrect, contact your utility company immediately to dispute the charges.
Applying for LIHEAP
Eligibility and Application Process
To apply for LIHEAP, you'll need to provide documentation of your income, household size, and energy costs. You can apply through your local LIHEAP office or online, depending on your state's program. Be prepared to provide detailed financial information to support your application.
Working with Your Utility Company
Contact your utility company's customer service department to discuss possible payment arrangements, such as a payment plan or temporary hardship program. Be honest about your financial situation and ask about any available assistance programs. Keep a record of your conversations, including dates, times, and the names of representatives you speak with.
Additional Resources
If you're struggling to pay your utility bills, you may be eligible for other forms of assistance, such as the Homeowner Assistance Fund (HAF) or non-profit programs like the Salvation Army's Energy Assistance Program. Research local resources and reach out to organizations that can provide additional support.
Get Help Now
Don't face utility shutoff alone. Contact your utility company and local LIHEAP office today to explore your options and protect your home.
If you're not eligible for LIHEAP, you may still be able to work out a payment plan with your utility company or apply for other forms of assistance, such as the Homeowner Assistance Fund (HAF). Contact your utility company and local non-profits to explore available options.
Can I appeal a shutoff notice?
Yes, if you believe the shutoff notice is incorrect or you've been unfairly targeted, you can appeal the decision. Contact your utility company's customer service department to initiate the appeal process and provide any supporting documentation.
How long does the LIHEAP application process take?
The LIHEAP application process typically takes several weeks to several months, depending on the state and local program. It's essential to apply as soon as possible to ensure you receive assistance before the shutoff date.
What if I've already had my utilities shut off?
If your utilities have already been shut off, contact your utility company immediately to discuss restoration options. You may be eligible for emergency assistance or a payment plan to help get your service restored.